Terms of Use

Last updated: 20 October 2026

These Terms of Use apply to your use of divingfinance.com (“the site”, “we”, “us”). By using the site, you agree to them. If you do not agree, please do not use the site.

1. Use of content

All content on the site is provided for general information and education. It is not financial, tax, legal or investment advice. Please read our Disclaimer.

2. Intellectual property

Articles, graphics, calculators, logos and design on this site belong to Diving Finance or are used with permission. You may read, print or share links to our pages for personal, non-commercial use. You may quote short extracts with a credit and a link back to the original page. You may not copy, republish, scrape or sell our content without written permission.

3. Calculators

Calculator results are estimates based on the inputs you provide and the methods described on our How We Calculate page. They are not quotes or offers from any lender or institution.

4. Acceptable use

You agree not to:

  • use the site for any unlawful purpose
  • try to gain unauthorised access to the site, its servers or accounts
  • introduce malware or disrupt the site’s operation
  • use automated tools to scrape or copy content in bulk
  • post spam, abusive or defamatory comments or messages

5. Comments and submissions

If you post a comment or send us a message, you confirm that it is your own and lawful. We may moderate, edit or remove comments at our discretion. Please do not share personal financial details such as account numbers or PAN in comments.

6. Third-party links and ads

The site may link to third-party websites and may display advertisements or affiliate links. We are not responsible for the content, products or practices of those third parties. Any dealing with them is between you and them.

7. No warranty

The site is provided “as is” and “as available”. We do not warrant that it will be accurate, complete, current, uninterrupted or free of errors or viruses.

8. Limitation of liability

To the extent permitted by law, Diving Finance and its author will not be liable for any direct, indirect or consequential loss arising from your use of, or reliance on, the site or its content.

9. Privacy

How we handle personal data is described in our Privacy Policy.

10. Changes to these terms

We may update these terms from time to time. The “Last updated” date above shows the latest version. Continued use of the site after a change means you accept the updated terms.

11. Governing law and jurisdiction

These terms are governed by the laws of India, including the Information Technology Act, 2000. Courts at New Delhi, India will have exclusive jurisdiction over any dispute arising from them.

12. Contact

Questions about these terms can be sent through our contact page.

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