Personal finance for Indian investors · हिंदी और English
Every money question ends in a number.
Start with the number. Then read why it is what it is, in the language you think in.
How We Calculate →Corpus at maturity
₹50,45,760
about ₹50.46 lakh
Rates and rules checked against RBI, SEBI, AMFI, the Income Tax Department and bank websites. Every post shows its “as on” date.
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Eight calculators, one for each decision
All calculators →Prepay or invest?
Put a lump sum into your home loan or into a SIP. See both paths to the same end date, side by side.
Open calculator →EMI
Your monthly instalment and the total interest on any loan.
Open calculator →SIP
What a fixed monthly investment can grow into.
Open calculator →Step-Up SIP
Raise the instalment every year and see the difference.
Open calculator →Goal-Based SIP
Name a target amount, get the monthly figure.
Open calculator →PPF
Maturity value over 15 years and beyond.
Open calculator →FD
Maturity amount, and what is left after tax.
Open calculator →RD
Monthly deposits and the interest they earn.
Open calculator →Start with a question
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Who writes this
Ashutosh Joshi, PGDM (Finance), B.Com
Writes about loans, tax, mutual funds and savings for Indian households and checks every number against RBI, SEBI, AMFI and Income Tax Department sources. 8+ years in SEO and content for BFSI, FMCG, e-commerce and hospitality brands.
Educational content, not investment advice. Diving Finance is not a SEBI-registered adviser. Read the disclaimer.