Personal finance for Indian investors · हिंदी और English
Every money question ends in a number.
Start with the number. Then read why it is what it is — in whichever language you think in.
All eight calculators
SIP
What a monthly investment grows into.
Goal-Based SIP
Name a target, get the monthly figure.
Step-Up SIP
Raise the instalment every year.
PPF
Tax-free, government-backed, 15 years.
FD
Maturity — and what’s left after tax.
RD
Monthly deposits, with SIP compared.
EMI
Your instalment and total interest.
Prepay or Invest?
Both paths, same end date, one verdict.
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Where do you want to start?
45 guides · 5 topicsPlan
Saving, PPF, EPF, retirement, where the money should sit.
7 guidesInvest
Mutual funds, SIPs, stocks, demat, gold ETFs.
14 guidesProtect
Term cover, life insurance, ULIPs, riders, health.
14 guidesTax
Slabs, regimes, 80C, ITR filing and what it saves you.
5 guidesBorrow
Home and education loans, EMIs, debt, banking basics.
5 guides
Who writes this
Ashutosh Joshi
I’ve spent seven years working on search and content for banks, insurers and financial platforms — which mostly taught me how confusingly they explain their own products. Diving Finance is where I write the version I wish I’d been given, in Hindi and English, with the maths shown.
Educational content only — not investment advice. Mutual fund investments are subject to market risk.