Personal finance for Indian investors · हिंदी और English
Every money question ends in a number.
Start with the number. Then read why it is what it is — in whichever language you think in.
Where do you want to start?
Plan
Saving, PPF, EPF, retirement, where the money should sit.
7 guidesInvest
Mutual funds, SIPs, stocks, demat, gold ETFs.
14 guidesProtect
Term cover, life insurance, ULIPs, riders, health.
14 guidesTax
Slabs, regimes, 80C, ITR filing and what it saves you.
5 guidesBorrow
Home and education loans, EMIs, debt, banking basics.
5 guidesStart here
SIP Calculator for ₹10,000 Per Month: How Much Wealth Can You Build?
TaxOld Tax Regime vs New Tax Regime: which one actually costs you less
Planपब्लिक प्रोविडेंट फण्ड (PPF): योग्यता, ब्याज़ दर, और फायदे
ProtectTerm insurance or life insurance — which one you actually need
Investभारतीय बाजार में निवेश के लिए 10 बेहतरीन म्यूचुअल फंड्स
BorrowEducation loans: eligibility, interest, and what banks actually check
Planसेवानिवृत्ति योजना — एनपीएस (NPS) या पीपीएफ (PPF), क्या है बेहतर विकल्प?
TaxEvery deduction available under Section 80C, and the ₹1.5 lakh ceiling
Investक्या होता है पी/ई रेश्यो? शेयर खरीदने से पहले इसे समझना क्यों ज़रूरी है
InvestSIP vs RD: which is the better place for a monthly ₹5,000
Who writes this
Ashutosh Joshi
I’ve spent seven years working on search and content for banks, insurers and financial platforms — which mostly taught me how confusingly they explain their own products. Diving Finance is where I write the version I wish I’d been given, in Hindi and English, with the maths shown.
Educational content only — not investment advice. Mutual fund investments are subject to market risk.