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Empowering beginners with step-by-step digital skills.

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Every 100 SIPs Started In July, 82 Ended

For Every 100 SIPs Started In July, 82 Ended. Your Calculator Doesn’t Know That

Ashutosh Joshi Aug 16, 2026 12 min read

AMFI’s July 2026 data shows 50.29 lakh SIPs ended against 61.44 lakh started. Every SIP calculator assumes you never stop — here’s what the maths actually says when you do, and why redeeming costs three times more than pausing.

Missed The ITR Deadline For AY 2026-27

Missed The ITR Deadline For AY 2026-27? The ₹5,000 Fee Is The Cheapest Part

Ashutosh Joshi Jul 30, 2026 23 min read

If you didn’t file your income tax return by 31 July 2026, the first number you’ll see quoted everywhere is ₹5,000. That’s the late fee under Section 234F. It is also, for most people reading this, the smallest thing you…

Open market buyback 2026

SEBI Open Market Buyback From 1 August 2026: What It Means For Retail Investors

Ashutosh Joshi Jul 30, 2026 21 min read

Every time a buyback is announced, the same question turns up in the comments here: “record date kab hai, main apply kaise karun?” From 1 August 2026, for a large chunk of buybacks, that question stops having an answer. Not…

SIP calculator for 10000 per month investment growth and wealth creation

SIP Calculator for ₹10,000 Per Month: How Much Wealth Can You Build?

Ashutosh Joshi Jun 19, 2026 3 min read

If you can invest ₹10,000 every month, a Systematic Investment Plan (SIP) can help you build substantial long-term wealth through the power of compounding. Whether your goal is retirement, a child’s education, buying a home, or achieving financial independence, understanding…

Best AI Tools for Finance Professionals

Top 5 Best AI Tools for Finance Professionals in 2026

Ashutosh Joshi Jan 3, 2026 16 min read

Why This Article Exists The numbers are no longer ambiguous. According to Gartner, 59% of finance leaders now use AI within their finance function. A separate estimate projects that by end of 2026, 90% of finance teams globally will run…

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